Business Loans and Grants

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  2. Federal Loans and Grants
  3. State Loans and Grants
  4. Local Loans and Grants
  5. Private Sector Loans and Grants

  • Orange County Microbusiness Grants
    • The county of Orange is accepting applications for $2,500 microbusiness grants for underserved small businesses hardest hit by the pandemic. This includes businesses owned by women, veterans, minorities, those without documentation and those with limited English proficiency. Applications must be submitted by March 15, 2022. To apply and for more information, click hereFor questions, call (714) 480-6500.
  • California Small Business COVID-19 Relief Grant Program:
    • The California Small Business COVID-19 Relief Grant Program provides grant relief to small businesses and nonprofits. Additional rounds of funding have been announced for new and waitlist applicants through Sept. 30. Grants range from $5,000 to $25,000. Businesses and nonprofits must be operating since at least June 1, 2019, to qualify. Find more information on the program website.
  • Economic Injury Disaster Loans (EIDL):
    • Update: SBA recently announced the Supplemental Targeted Advance for eligible small businesses. This advance provides a supplemental payment of $5,000 to EIDL applicants that does not have to be repaid. If you have previously received the original EIDL Advance in the full amount of $10,000, you may be eligible for the Supplemental Targeted Advance if you meet eligibility criteria. The combined amount of the Supplemental Targeted Advance ($5,000) with any previously received EIDL Advance or Targeted EIDL Advance ($10,000) will not exceed $15,000. Businesses must complete the Targeted EIDL Advance application to be considered for the Supplemental Targeted Advance. SBA is currently reaching out to those who may qualify. Find the latest updates here.
    • SBA's Economic Injury Disaster Loan program provides small businesses with working capital loans up to $500,000 that can provide vital economic support to small businesses to help overcome the temporary loss of revenue. Applications are now open and close on December 31, 2021. For more information, visit SBA's website here.
  • Shuttered Venue Operators Grant:
    • Update: Applications for the Shuttered Venue Operators Grant are now open. Applicants needing technical or other assistance can call 1-800-659-2955 or, for the deaf and hard-of-hearing, 1-800-877-8339. Visit SBA’s website for more information.
    • SBA's Shuttered Venue Operators Grant provides emergency assistance to live venue operators or promoters, theatrical producers, live performing arts organization operators, museum operators, zoos, aquariums and others that meet specific criteria. Applicants must have been in operation as of February 29, 2020. The grant amount for an eligible entity that was in operation on January 1, 2019, will be equal to 45% of their 2019 gross earned revenue or $10 million, whichever is less. Eligible entities that were in operation after January 1, 2019 will be eligible for the average monthly gross revenue for each full month of operation during 2019 multiplied by six or $10 million, whichever is less. For venues or promoters who received a Paycheck Protection Program (PPP) loan on or after December 27, 2020, the grant award will be reduced by the PPP loan amount received.
  • California Rebuilding Fund:
    • The California Rebuilding Fund is a loan program supporting California’s small businesses and promoting equity and resiliency in business recovery. Businesses with 50 or fewer full-time equivalent employees and gross revenues of $2.5 million or less in 2019 are eligible to apply. Loans are flexible and designed to help businesses access the capital and advisory services needed to get through these challenging economic times. Businesses can fill out a pre-application here and be matched with a participating community lender. This program is meant to be a resource in the market for the next year as businesses pivot and recover. This fund will help impacted small businesses rebuild from the economic crisis and keep local economies strong. Find more information on this program here.
  • California Grants Portal:
    • The California State Library launched the California Grants Portal website with state-administered grant and loan opportunities offered on a competitive or first-come basis. Individuals, businesses and nonprofits can browse and tailor their grant and loan searches by applicant type, category and timeframe. The website hosts numerous grants and loans in various categories including health and human services, education and more. Explore potential funding opportunities at the California Grants Portal website.
  • Express Bridge Loan:
    • SBA loan for small businesses that currently have a business relationship with a SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses and assist with temporary loss of revenue, and can be used as term loans or to bridge the fap while applying for a direct SBA Economic Injury Disaster Loan. Find more information here.
  • Capital Loans:
    • SBA works with lenders to provide loans to small businesses. Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Disaster Relief Loan Guarantee Program California's Infrastructure and Economic Development Bank (IBank) is issuing loan guarantees of up to 95 percent of the loan through its partner Financial Development Corporations. This program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business owners in declared disaster areas. California Capital Access Program Office of the California State Treasurer is offering a small business loan program with special disaster assistance. Read more on this program here.
  • Disaster Relief Loan Guarantee Program:
    • California's Infrastructure and Economic Development Bank (IBank) is issuing loan guarantees of up to 95 percent of the loan through its partner Financial Development Corporations. This program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business owners in declared disaster areas. Find more information on this program here.
  • California Capital Access Program:
    • The Office of the California State Treasurer is offering a small business loan program with special disaster assistance. Read more on this program here.
  • C-19 Recovery Loan:
    • CDC Small Business Finance is offering recovery loans up to $250,000 for for-profit California businesses whose operations, revenue, and staffing have been disrupted due to coronavirus, need funding for working capital or inventory, or are fully or partially operational who are in compliance with state and local coronavirus regulatory requirements. These loans are offered at a variable interest rate and 10-year loan term. Find more information here.